Housing Counseling

VIP Credit Counseling’s HUD approved housing counseling agency offers HECM (reverse mortgage) counseling nationally and locally.  I AM VIP READY provide s HECM counseling.

VIP Credit Counseling also offers in-person Delinquency/Default Resolution Counseling (more commonly called Foreclosure Counseling), Pre-Purchase Counseling for interested home buyers, Post-Purchase Counseling for homeowners, and Landlord and Renter Counseling.

Bankruptcy Counseling

VIP Credit Counseling is approved by the Department of Justice to provide the mandated pre-filing bankruptcy counseling session that will analyze your current financial condition to enable you and your legal counsel to make well-informed decisions. VIP Credit Counseling is also approved by the Department of Justice to provide the post-bankruptcy debtor education course that is necessary to have your bankruptcy discharged.